Articles & Insights

SMSF property finance, explained.

Straightforward guides to borrowing, structuring and tax when you buy commercial property inside your Self-Managed Super Fund.

SMSF vs personal name: comparing the tax on commercial property

When you buy commercial property, the entity that holds the title decides how the rent and the eventual capital gain are taxed. The same building can produce very different after-tax…

Five mistakes to avoid when setting up an SMSF property loan

Buying commercial property through a self-managed super fund (SMSF) can be one of the most tax-effective moves a business owner makes. It can also go wrong in ways that are…

How much can your SMSF borrow? LVR, deposits and servicing explained

How much a self-managed super fund (SMSF) can borrow for commercial property comes down to three things: the property itself, the size and profile of the fund, and the lender…

Buying your business premises through your SMSF: the rent-to-yourself play

One of the most popular strategies in self-managed super is deceptively simple. Your self-managed super fund (SMSF) buys the premises your business operates from, and your business pays rent to…

How Limited Recourse Borrowing Arrangements (LRBAs) actually work

A superannuation fund is normally forbidden from borrowing. The Limited Recourse Borrowing Arrangement (LRBA) is the narrow exception that lets a self-managed super fund (SMSF) take out a loan, and…

Can Your SMSF Buy Commercial Property? A Plain-English Guide

When you buy commercial property, the entity that holds the title decides how the rent and the eventual capital gain are taxed. The same building can produce very different after-tax…