SMSF property finance, explained.
Straightforward guides to borrowing, structuring and tax when you buy commercial property inside your Self-Managed Super Fund.
Can your SMSF buy commercial property? A plain-English guide
What the rules actually allow, what a complying fund needs, and the key steps from idea to settlement.
Read article →How Limited Recourse Borrowing Arrangements (LRBAs) actually work
The holding trust, the single-asset rule and why the lender's recourse is limited, without the legal jargon.
Read article →Buying your business premises through your SMSF: the rent-to-yourself play
How business real property lets you pay rent to your own fund instead of an external landlord.
Read article →SMSF vs personal name: comparing the tax on commercial property
Why 15% on rental income and 10% on capital gains inside super can beat holding property personally.
Read article →How much can your SMSF borrow? LVR, deposits and servicing explained
What drives the 80% LVR ceiling, how much deposit you need, and how lenders assess your fund.
Read article →Five mistakes to avoid when setting up an SMSF property loan
From getting the trust deed wrong to underestimating costs, the traps that stall or sink applications.
Read article →Get a straight answer from a specialist.
Reading is a great start. When you're ready for advice on your own fund, we're one conversation away.
Speak with an SMSF specialist
Tell us about your fund and the property you have in mind. We'll be in touch, usually within one business day.